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Policy and Cover

Can I arrange buildings insurance myself?

No. It is your landlord’s obligation under the lease to arrange buildings insurance and the landlord is in a better position to obtain adequate cover on suitable terms. Individual leaseholders are not permitted to place alternative cover.

Related FAQs Why does my building have terrorism insurance? What does the Alternative Accommodation/Loss of Rent cover provide? Is my mortgage lender’s interest noted on the policy? Why does my landlord insure the portfolio as a whole rather than each building separately? Where can I find the insurance policy documents and leaseholder disclosures for my property? Who arranges the buildings insurance for my property?
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E&J Estates Leaseholder Insurance Disclosures

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