Premiums

Can I challenge the premium for my building?

Yes, subject to a specific process. You must provide three alternative quotations detailing cover, excess levels, and principal terms and conditions; a copy of the policy wording; a statement of fact confirming the construction details and claims history provided to those insurers (including any fire safety risks); and confirmation that each insurer holds a UK S&P credit rating of A- or better. If these conditions are met, we will ask our insurers to review the position. We are unlikely to permit cover to move away from our group programme.